Investment Planning

Whether you have £10,000, £100,000 or £1,000,000, the same fundamental principles apply to any successful investment planning:

  • Tax efficiency

  • Managing risk

  • Maximising return

  • Diversification

  • Regular reviews

With interest rates at historically low levels, most people recognise that having some exposure to the stock market within a balanced portfolio can make sense for real returns over time. However, investing in the stock market can be daunting, particularly as markets have been volatile and the choice is huge, with over 2,000 investment funds to choose from.

There are two main reasons people invest:

  • To accumulate a lump sum for the future

  • To provide an additional income

There are, however, numerous solutions and we will use our expertise to establish the most appropriate investment for you, and critically, the right level of risk for you. We will also consider the most tax-efficient option for your circumstances and aim to use diversified investment portfolios with the aim of optimising returns.

With increased market volatility, risk management is vital and one way this can be achieved is via our Wealth Management service, which provides peace of mind to know your investment is being monitored with adjustments recommended when required. For further details, please refer to the Finance Shop Wealth Management section